{"id":295,"date":"2018-03-05T02:30:41","date_gmt":"2018-03-05T07:30:41","guid":{"rendered":"http:\/\/www.clahealthcare.com\/?page_id=295"},"modified":"2025-07-30T11:59:14","modified_gmt":"2025-07-30T15:59:14","slug":"legal-notices","status":"publish","type":"page","link":"https:\/\/www.clahealthcare.com\/index.php\/legal-notices\/","title":{"rendered":"Legal Notices"},"content":{"rendered":"<p><span class=\"bodygreen\"><b>TERMS OF MEMBERSHIP AND MEMBER PARTICIPATION AGREEMENT<\/b><\/span><\/p>\n<p>MEMBER PARTICIPATION AGREEMENT<\/p>\n<p>As a member of Chiropractic Lifecare of America Program, you are a participant in a Discount Medical Program<br \/>\nreferred hereafter as the (DMP).\u00a0 Below are the terms and conditions of your membership in the DMP.<br \/>\nThis Member Participation Agreement is effective as of the date you receive your identification card and<br \/>\nshall continue as stated on your enrollment form, \u201cmonthly\u201d, \u201csemi-annually\u201d, or \u201cyearly\u201d, until the DMP<br \/>\nhas been notified of your cancellation.<br \/>\nThe charge and mode of payment for participation in the DMP is on your enrollment form. If you need<br \/>\nto change your payment mode, please contact the member services number on your identification card.<br \/>\nThe One Time Non-Refundable Processing Fee is: [range from $0.00 to $30.00]\n<p>DISCLOSURES\u200b<\/p>\n<ul>\n<li>This plan is a discount plan NOT a health insurance policy.<\/li>\n<li>This plan provides discounts at certain health care providers for medical services.<\/li>\n<li>This plan does not make payments directly to the providers of medical services.<\/li>\n<li>The plan member is obligated to pay for all health care services but will receive a<br \/>\ndiscount from those health care providers who have contracted with the discount<br \/>\nmedical plan organization.<\/li>\n<li>The DMPO does make available an up-to-date list of all program providers which<br \/>\nincludes their name, city &amp;amp; state, and medical specialty prior to purchase, upon<br \/>\nrequest.<\/li>\n<li>That the range of discounts for medical services provided under the plan will vary<br \/>\ndepending on the type of provider and the medical services received.<\/li>\n<\/ul>\n<p>The corporate name and the location of the licensed discount medical plan<br \/>\norganization is: Access One Consumer Health, Inc., 84 Villa Road, Greenville, SC 29615;<br \/>\n800-896-1962; www.accessonedmpo.com<\/p>\n<p>You may find a list of participating providers at: www.clahealthcare.com\/index.php\/find-a-doctor\/or<br \/>\nyou may call:1-800-775-7900. You will be able to access DMP discounts at participating providers of<br \/>\neach participating network.<\/p>\n<p>This DMP includes discounts for: [Physician &amp; Non Hospital Services, Dental, Vision, Hearing,<br \/>\nPrescriptions, Chiropractic Care, Ask A Nurse Feature].\u00a0Depending on your plan selection you may not<br \/>\nhave access to all of these benefits. The included Benefit Description(s). [Physician Non Hospital<br \/>\nServices between 5%-25%, Dental Discounts between 15% to 50% on dental procedures. Vision<br \/>\nDiscounts between 10% to 50% on vision care, Prescription\u00a0discounts up to 60%, Hearing Discounts: up<br \/>\nto 40%. Chiropractic\u00a0Discounts: up to 50%.\u00a0 Ask A Nurse Feature: the ability to contact the nurse line<br \/>\nprovider and speak with a registered nurse 24 hours per day, seven days a week, and 365 days per year.<br \/>\n(Ask A Nurse Feature is\u00a0NOT\u00a0available in NY).]\u00a0The minimum discount for any service provided under the<br \/>\nPlan is 5% and may go to as much as 50%. The Benefit Description(s) becomes part of this Member<br \/>\nParticipation Agreement.<br \/>\nYou will be billed at the time of service by the participating provider who will apply the applicable<br \/>\ndiscounts to that bill. In no instance can the DMP make payments directly to the provider on your<br \/>\nbehalf.<\/p>\n<p>MEMBER PARTICIPATION AGREEMENT<\/p>\n<p>Your participation in the DMP will continue as stated on your enrollment form: \u201cmonthly\u201d, semi-<br \/>\nannually\u201d, or \u201cyearly\u201d, upon payment of your dues and shall cease upon (i) your failure to make the<br \/>\npayment; or (ii) notification in writing (USPS, email or facsimile) of you desire to cancel.<br \/>\nYou have the right to cancel participation in the program at any time. If you do so within 30 days of<br \/>\nreceipt of your membership materials, you will receive a full refund of all fees and or dues paid to<br \/>\nparticipate in the DMP minus the one-time non-refundable processing fee. If the processing fee is more<br \/>\nthan thirty dollars, it will be refunded. After the first thirty (30) days, you may cancel participation at any<br \/>\ntime and if you have pre-paid any membership fees, the prepayment will be refunded on a pro-rata<br \/>\nbasis for months you have not used. Notification must be received at least five (5) business days in<br \/>\nadvance of the next billing cycle for you not to be charged for that billing cycle.<\/p>\n<p>\u200bThe DMP may terminate your participation in the program if you fail to make your membership payment<br \/>\nwhen due.<\/p>\n<p>\u200bYou may contact Chiropractic Lifecare of America for notice of change in name or address on our website, clahealthcare.com<br \/>\nor calling 1-800-775-7900.<\/p>\n<p>\u200bThis program includes all members of your household (you your spouse and legal dependents). You are<br \/>\nnot required to list your dependents to participate in the DMP. You may add dependents or additional<br \/>\nmembers of your household by calling 1-800-775-7900.<\/p>\n<p>\u200bIf you have a complaint regarding the DMP you may go to www.accessonedmpo.com or call 800-896-<br \/>\n1962. You may also write to Access One Consumer Health, Inc. 84 Villa Rd. Greenville, SC 29615. The<br \/>\ncomplaint will be addressed, and you will receive a response within 15 days. If you are dissatisfied with<br \/>\nthe result, you may contact your state insurance department.<\/p>\n<p>This Member Participation Agreement includes an arbitration provision, a waiver of jury trial, and a<br \/>\nprohibition on participation in class actions. These provisions can be found in the Addendum on our<br \/>\nwebsite at<a href=\"http:\/\/www.accessonedmpo.com\/member-agreement-addendum\/\" target=\"_blank\" rel=\"noopener\"> www.accessonedmpo.com\/member-agreement-addendum\/<\/a> and are incorporated herein by<br \/>\nreference and made a part of this Member Participation Agreement to the same extent and with the<br \/>\nsame force as if fully set forth herein.<\/p>\n<p>This Agreement and its Benefit Descriptions along with the Addendum represent the entire agreement<br \/>\nbetween you and the DMP and supersede all other prior representations, statements, or written<br \/>\nagreements between you and the DMP.<\/p>\n<p>Arkansas Residents You may cancel your membership with the discount medical plan organization<br \/>\nwithin the first thirty (30) days from receipt of your ID card and receive a full refund of all fees or dues<br \/>\npaid. Illinois Residents If you are not satisfied with your resolution of your complaint, you may contact<br \/>\nIllinois Department of Insurance. Louisiana Residents If after receiving our response and you are not<br \/>\nsatisfied with the resolution you may write of call the Louisiana Department of Insurance. You have the<br \/>\nright to cancel participation in the program at any time. If a member cancels his membership in the<br \/>\ndiscount medical plan organization within the first thirty days after the date of receipt of the written<br \/>\ndocument for a discount medical plan, the member shall receive a reimbursement of all periodic charges<br \/>\nand the amount of any one-time processing fee that exceeds thirty dollars upon return of the discount<br \/>\nmedical plan card to the discount medical plan organization. Maryland Residents \u201cDiscounts for hospital<br \/>\nservices, if any, are not applicable in Maryland.\u201d Massachusetts Residents The plan is not insurance<br \/>\ncoverage and does not meet the minimum creditable coverage requirements under the Affordable Care<br \/>\nAct or Massachusetts M.G.L. c. 111M and 956 CMR 5.00. Nebraska Residents If you have cancelled at<br \/>\nany time after the thirty (30) day period, and you have pre-paid any membership fees, the prepayment<\/p>\n<p>MEMBER PARTICIPATION AGREEMENT<\/p>\n<p>will be refunded on a pro-rata basis for months you have not used. New York Residents \u201cNurseline\u201d<br \/>\nnot available in New York.<\/p>\n<p>South Carolina You may cancel your membership with the discount medical plan organization within the<br \/>\nfirst thirty (30) days from receipt of your ID card and receive full refund on any fees or dues paid, less<br \/>\nthe one-time processing fee. Tennessee Residents You may cancel your membership with the discount<br \/>\nmedical plan organization within the first thirty (30) days from receipt of your ID card and receive a full<br \/>\nrefund of all fees or dues paid. Texas Residents The DMP will cease collecting membership fees in a<br \/>\nreasonable amount of time, but no later than (30) days after receiving a valid cancellation notice.<br \/>\nIf you are not satisfied with your resolution of your complaint, you may contact your state insurance<br \/>\ndepartment. Utah Residents These programs are not covered by the Utah Health Insurance Guarantee<br \/>\nAct. West Virginia Residents If after receiving our response and you are not satisfied with the resolution<br \/>\nyou may write of call:\u00a0\u00a0West Virginia Insurance Commissioner.<\/p>\n<p>This DMP is not available in the following states AK, MT, RI, UT, VT, WA.<br \/>\nMPA AO-V10.23<\/p>\n<ol>\n<li class=\"bodylistnumbered\" value=\"1\"><b>Membership Term<\/b> &#8211; A paid Member shall be entitled to all benefits of Chiropractic Lifecare of America (CLA) for a full twelve (12) month<br \/>\nperiod from the effective date of the card.<\/li>\n<li class=\"bodylistnumbered\"><b>Membership Cards<\/b> &#8211; Any additional or replacement cards may be purchased for $10.00 per card.<\/li>\n<li class=\"bodylistnumbered\"><b>Member Service Representations and Obligations<\/b> &#8211; In return for the discount and services available under CLA, all Members acknowledge that<br \/>\nthey have read &#8220;The Terms of Membership Agreement&#8221; carefully, and understand the Membership Terms.<\/li>\n<li class=\"bodylistnumbered\"><b>Disclaimer of Warranties<\/b> &#8211; CLA is not a direct provider of the benefits available to Members. ACCORDINGLY IT GIVES NO WARRANTY, EXPRESS<br \/>\nOR IMPLIED, AS TO ANY BENEFITS OR SERVICES OBTAINED BY A MEMBER THROUGH MEMBERSHIP IN CHIROPRACTIC LIFECARE OF AMERICA. EACH MEMBER ACKNOWLEDGES<br \/>\nTHAT HE\/SHE IS NOT RELYING ON SKILL OR JUDGEMENT IN SELECTING THE BENEFITS AND SERVICES AVAILABLE TO MEMBERS. In the event any benefit of<br \/>\nservice purchased by a Member is unsatisfactory to the Member, the Member will look solely to the Chiropractic Lifecare Provider for satisfaction<br \/>\nof claim relative to benefits of services rendered. It is further understood that all services ordered are subject to availability of such<br \/>\nservices and any information provided to the Members is subject to change without notice.<\/li>\n<li class=\"bodylistnumbered\"><b>General Release<\/b> &#8211; Each member, for himself\/herself, and on behalf of any person who uses the benefits or services under the Chiropractic<br \/>\nLifecare membership (&#8220;Membership Beneficiary&#8221;), hereby forever releases, acquits and discharges Chiropractic Lifecare of America from any and all<br \/>\nliabilities, claims, demands, actions, and cause of action that such Member or such Member&#8217;s legal representatives have by reason of any monetary<br \/>\ndamage or personal injury sustained as a result of these benefits or services available under Chiropractic Lifecare of America. The sole recourse<br \/>\navailable to a Member, Membership Beneficiary or their legal representative as it relates to Chiropractic Lifecare, shall be the cancellation of<br \/>\nthe Chiropractic Lifecare Card and a full refund of the Membership Fee as outlined in CLA Refund Policy below.<\/li>\n<li class=\"bodylistnumbered\"><b>Notices<\/b> &#8211; Any and all notices, consents, approvals, requests and other written communications given under the Terms of Membership and<br \/>\nMembership Agreement shall be deemed to have been duly given and served when sent by first-class mail, postage prepaid and addressed to the<br \/>\nMember, at the address shown on the Member&#8217;s Application, or to Chiropractic Lifecare of America LLC, 1031 Parkside Commons, Suite 202,<br \/>\nGreensboro, GA 30642.<\/li>\n<li class=\"bodylistnumbered\"><b>Entire Agreement<\/b> &#8211; The Foregoing Terms of Membership and Membership Agreement shall be binding on Chiropractic Lifecare of America<br \/>\nand the Member, including their respective successors and contain the entire terms and agreement of Chiropractic Lifecare membership.<br \/>\nNo representation, inducements, promises or agreements, or otherwise, between Chiropractic Lifecare of America and the Member not included<br \/>\nherein, shall not be of any force or effect. If any of the foregoing terms or provisions shall be invalid or unenforceable, the remaining<br \/>\nterms and provisions hereof shall not be affected thereby.<\/li>\n<li class=\"bodylistnumbered\"><b>Choice of Law<\/b> &#8211; The foregoing Terms of Membership and Membership Agreement shall be construed and enforced in accordance with the Laws<br \/>\nof the State of Georgia.<\/li>\n<li class=\"bodylistnumbered\"><b>CLA Refund Policy<\/b> &#8211; The entire cost of your membership will be refunded if you use your network card during your 12-month membership<br \/>\nyear and do not save at least the cost of our membership. Simply return your card with a copy of your doctor&#8217;s bills for a refund.<\/li>\n<li class=\"bodylistnumbered\"><b>Safeguarding Privacy<\/b> &#8211; CLA maintains physical, electronic and procedural safeguards that ensure the safety of customer&#8217;s information.<br \/>\nWe do not share information. All members acknowledge that they have read, understood and agreed to the<br \/>\nCLA <a href=\"privacy.html\">Privacy Policy<\/a>.<\/li>\n<li class=\"bodylistnumbered\"><b>Discount Medical Program Membership<\/b> &#8211; All Members hereby acknowledge that by joining they are a participant in a Discount Medical Program (Plan)<br \/>\nadministered by AccessOne Consumer Health, Inc., 84 Villa Road, Greenville, SC 29615 and have read and understood the Member Participation Agreement<br \/>\n(available by clicking <a href=\"http:\/\/accessonedmpo.com\/member_agreement_outside_florida.php\">this link<\/a>) and as members will receive unlimited manipulations not to exceed<br \/>\n$40 (typically $30) per manipulation with up to a 50% reduction on other included professional services and supplies.<\/li>\n<li class=\"bodylistnumbered\"><b>Comments, suggestions and complaints<\/b> &#8211; Please direct any comments, suggestions or complaints to AccessOne www.accessonedpmo.com.<\/li>\n<\/ol>\n","protected":false},"excerpt":{"rendered":"<p>TERMS OF MEMBERSHIP AND MEMBER PARTICIPATION AGREEMENT MEMBER PARTICIPATION AGREEMENT As a member of Chiropractic Lifecare of America Program, you are a participant in a Discount Medical Program referred hereafter as the (DMP).\u00a0 Below are the terms and conditions of <span class=\"excerpt-dots\">&hellip;<\/span> <a class=\"more-link\" href=\"https:\/\/www.clahealthcare.com\/index.php\/legal-notices\/\"><span class=\"more-msg\">Continue reading &rarr;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"sfsi_plus_gutenberg_text_before_share":"","sfsi_plus_gutenberg_show_text_before_share":"","sfsi_plus_gutenberg_icon_type":"","sfsi_plus_gutenberg_icon_alignemt":"","sfsi_plus_gutenburg_max_per_row":"","footnotes":""},"wf_page_folders":[],"class_list":["post-295","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.clahealthcare.com\/index.php\/wp-json\/wp\/v2\/pages\/295","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.clahealthcare.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.clahealthcare.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.clahealthcare.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.clahealthcare.com\/index.php\/wp-json\/wp\/v2\/comments?post=295"}],"version-history":[{"count":5,"href":"https:\/\/www.clahealthcare.com\/index.php\/wp-json\/wp\/v2\/pages\/295\/revisions"}],"predecessor-version":[{"id":2294,"href":"https:\/\/www.clahealthcare.com\/index.php\/wp-json\/wp\/v2\/pages\/295\/revisions\/2294"}],"wp:attachment":[{"href":"https:\/\/www.clahealthcare.com\/index.php\/wp-json\/wp\/v2\/media?parent=295"}],"wp:term":[{"taxonomy":"wf_page_folders","embeddable":true,"href":"https:\/\/www.clahealthcare.com\/index.php\/wp-json\/wp\/v2\/wf_page_folders?post=295"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}